Investment Objective and Approach

Tata Focused Fund seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps. The Fund aims to generate returns by investing in stocks with long runways for growth regardless of market capitalization or sector.

The fund follows a distinctive investment philosophy:

- Growth at Reasonable Price (GARP): With a bottom up stock picking approach, the fund aims to carefully analyze and invest in compounding stocks following the GARP-Growth At Reasonable Price philosophy.

- Focused Portfolio: Since it follows a focused investment strategy, it limits the number of stocks in its portfolio to a maximum of 30.

- Market Cap Flexibility: This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains.

- Equity Allocation: Tata Focused Equity Fund - Regular Plan is mandated to invest at least 65 per cent of its assets in equity stocks at all times.

The fund adopts a disciplined approach to stock selection, focusing on companies with strong fundamentals and long-term growth potential. The concentrated portfolio allows fund managers to conduct deep research on select stocks while maintaining diversification across market capitalizations and sectors.

Fund Managers

The fund is managed by Meeta Shetty, Arvindkumar Chetty, Kapil Malhotra, Hasmukh Vishariya. The fund management team brings extensive experience in equity investing and focuses on identifying quality companies with sustainable competitive advantages.

Meeta Shetty, Kapil Malhotra, with an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

The experienced fund management team follows a systematic approach to stock selection, emphasizing thorough fundamental analysis and maintaining a long-term investment horizon to generate consistent returns.

About the Fund House (AMC)

Tata Asset Management Ltd. (TAML) is part of the Tata Group that manages Tata Mutual Fund. The company was established in 1994 and offers diverse investment options to investors based on their risk appetite, financial objectives, and income.

Key highlights of Tata Asset Management:

- Business Philosophy: According to the company, their business is based on the 3 most significant aspects – performance, service, and trust.

- Vision: Its vision is to deliver a better quality of life to their investors by securing their financial future.

- Product Range: Tata Asset Management Ltd. currently offers hybrid funds, equity funds, and fixed income funds.

- Assets Under Management: As of 31 March 2024, Tata Asset Management Ltd has an asset under management (AuM) of Rs. 147169.65 Crores.

- Regulatory Status: Tata Asset Management Ltd. is registered as a mutual fund with SEBI under the registration code MF/023/95/9.

The AMC has received various industry recognitions and awards over the years, establishing its credibility in the mutual fund industry. Being part of the Tata Group provides additional trust and reliability to investors.

Should I Invest in Tata Focused Fund?

Tata Focused Fund can be suitable for investors who:

- Long-term Investment Horizon: When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

- Risk Tolerance: The riskometer level of Tata Focused Equity Fund - Regular Plan is Very High. Investors should have high risk appetite to handle volatility.

- Focused Investing Approach: The fund's concentrated portfolio of maximum 30 stocks may suit investors who prefer focused investment strategies over diversified portfolios.

Key Considerations:

- Minimum Investment Period: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

- SIP Route Recommended: Like for all equity funds, you must invest only through the SIP route.

- Performance Track Record: It has delivered 15.39% returns since inception.

The fund is suitable for investors seeking equity exposure through a focused portfolio approach, with the ability to invest across market capitalizations based on growth opportunities.

FAQs

What is today's NAV of Tata Focused Fund?

The current NAV of Tata Focused Fund is ₹25.36, as of 31st July 2025. NAV fluctuates daily based on market movements.

What is the AUM of Tata Focused Fund?

The AUM (i.e. assets under management) of Tata Focused Fund is ₹1796.05 Cr as of 31st July 2025.

What is the expense ratio of Tata Focused Fund?

The expense ratio of Tata Focused Fund Plan is 0.63 as of 31st July 2025. Direct plans typically have lower expense ratios than regular plans.

What are the returns of Tata Focused Fund since inception?

It has delivered 15.39% returns since inception. The Tata Focused Fund was launched on 5th December 2019.

What is the minimum SIP amount to invest in Tata Focused Fund?

Lump sum minimum amount for Tata Focused Fund is ₹5,000 and for SIP, it is ₹100.

How do I invest in Tata Focused Fund?

You can invest through Allvest platform, directly from Tata Mutual Fund website, or through registered mutual fund distributors and online platforms.

How to start a SIP in Tata Focused Fund?

Register on Allvest platform, complete KYC formalities, select Tata Focused Fund, choose SIP amount and frequency, and set up auto-debit instructions.

How do I automate an SIP in Tata Focused Fund?

Set up auto-debit mandate through Allvest or your bank for seamless monthly investments. Ensure sufficient balance in your linked bank account.

How can I withdraw/redeem my investment in Tata Focused Fund?

Login to your Allvest account and place a redemption request, or contact the AMC directly. There is no lock in period in Tata Focused Equity Fund - Regular Plan.