Investment Objective and Approach

Tata Housing Opportunities Fund aims to offer investors capital appreciation by investing largely in equity and equity-related instruments of companies engaged in real estate, housing, and other related businesses. The scheme aims to make the most of the growth potential of the housing and real estate sector, motivated by factors like potential increase in demand for housing, urbanisation, and infrastructure development.

This is a sectoral/thematic equity mutual fund that mainly invests in company stocks of the real estate sector and other allied sectors. The fund invests in a diverse array of large-cap, small-cap, and mid-cap stocks.

Key investment characteristics:

- Fund Category: Sectoral/Thematic Equity Fund

- Investment Focus: Real estate, housing and related sectors

- Market Cap Exposure: Diversified across large, mid and small-cap stocks

- Asset Allocation: 94.54% in Equity and 5.46% in Cash & Cash Equivalents as of February 2025

- Risk Level: Very High risk rating

Fund Managers

The fund is managed by a team of experienced professionals:

Primary Fund Managers:

- Murthy Nagarajan: M.Com, ICWA and PGPMS qualified. Previously worked with Quantum AMC as head fixed income and Mirae Asset Global Investment India Ltd

- Tejas Gutka: Has a B.Sc. in Mathematics, an MMS (Finance) and an MBA in Finance. Before joining Tata Mutual Fund, he worked with Tamohara Investment Managers, Barclays Wealth and Investment Management and Credit Analysis and Research Ltd

The fund managers have extensive experience of 15 years while managing equity & related investments and focus on picking quality companies, holding them for long duration to generate good compounding returns.

About the Fund House (AMC)

Tata Mutual Fund is managed by Tata Asset Management Ltd., part of the prestigious Tata Group. Established in March 1994, Tata Asset Management Private Limited boasts over 29 years of experience in investment management. In June 1995, Tata Mutual Fund secured registration with SEBI.

Key Highlights:

- Establishment: March 1994 (30+ years of experience)

- Parent Company: Tata Group

- SEBI Registration: June 1995

- Total AUM: ₹131,663 crores as of December 2023

- Total Schemes: 189 schemes under management

The fund house was established with their business model based on trust, service and performance. The company, with its investment products, intends to make the lives of investors better and provides mutual fund plans to achieve various financial goals.

Should I Invest in Tata Housing Opportunities Fund?

Fund Performance:

- Since Inception Returns: 17.51% CAGR since inception (launched August 2022)

- Fund Age: 2 years 6 months old with 12.87% returns since inception

- 1-Year Returns: 2.67% as per latest data

Key Financial Metrics (as of May 2025):

- Latest NAV: ₹15.5654 (May 30, 2025)

- AUM: ₹519.54 crores

- Expense Ratio: 0.74% for Direct Plan (May 15, 2025)

- Minimum SIP: ₹100

- Minimum Lumpsum: ₹5,000

- Exit Load: 1% if redeemed within 30 days

Who Should Consider This Fund:

Investors who believe in the potential growth of the real estate sector and want exposure to this industry may consider this fund. Those who would like to focus on a particular thematic investment and don't mind some risk associated with sector-specific funds may consider investment.

Important Considerations:

- This is a sectoral fund with concentrated exposure to housing/real estate theme

- Not suitable for investors needing to redeem within 5 years

- Investors must consider their individual investment and financial goals. Mutual funds are subject to market risk

FAQs

What is today's NAV of Tata Housing Opportunities Fund?

The current NAV is ₹15.5654 as of May 30, 2025. NAV is updated daily based on market movements.

What is the AUM of Tata Housing Opportunities Fund?

The fund has an Asset Under Management (AUM) of ₹519.54 crores as per the latest available data.

What is the expense ratio of Tata Housing Opportunities Fund?

The expense ratio is 0.74% for the Direct Plan as of May 15, 2025. This represents the annual fee charged for managing the fund.

What are the returns of Tata Housing Opportunities Fund since inception?

The fund has delivered a CAGR of 17.51% since its inception in August 2022, making it approximately 2.5 years of track record.

What is the minimum SIP amount to invest in Tata Housing Opportunities Fund?

The minimum SIP amount is ₹100, making it accessible for small investors to start their investment journey.

How do I invest in Tata Housing Opportunities Fund?

You can invest through Allvest platform by completing KYC, selecting the fund, choosing SIP or lumpsum option, and making payment through various digital methods.

How to start a SIP in Tata Housing Opportunities Fund?

Through Allvest, log in to your account, search for the fund, select SIP option, choose amount and frequency, set up auto-debit, and confirm your investment.

How do I automate an SIP in Tata Housing Opportunities Fund?

Allvest offers auto-investment features where you can set up automatic monthly SIPs with bank mandate or UPI auto-pay for seamless recurring investments.

How can I withdraw/redeem my investment in Tata Housing Opportunities Fund?

You can redeem through Allvest platform by logging into your account, selecting the fund, choosing partial or full redemption, and confirming the transaction. Note the 1% exit load if redeemed within 30 days.