Investment Objective and Approach

The investment objective of the Scheme is to provide long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Consumption Oriented Sectors in India.

The fund follows a thematic investment approach focusing on consumption-oriented sectors including consumer staples, consumer services, FMCG, retail, and automobiles. The investment philosophy of the scheme is navigating between the extremes of growth and deep value, via the combination of both - growth at a reasonable price. By making investments of at least 80% of its net assets in stock and equity-related instruments of companies in India's consumption-oriented industries, the scheme's investment goal is to pursue long-term capital appreciation.

The fund aims to benefit from long-term consumption growth trends across industries such as FMCG, retail, and automobiles. Nifty India Consumption TRI is the benchmark set for this scheme.

Key investment highlights include:

- The AUM (i.e. assets under management) of Tata India Consumer Fund is ₹2457.37 Cr as of 13th August 2025.

- The expense ratio of Tata India Consumer Fund Plan is 0.72 as of 13th August 2025.

- The fund has delivered a CAGR of 18.83 since inception.

- The minimum SIP amount of Tata India Consumer Fund is ₹100

Fund Managers

The fund is managed by an experienced team led by:

Sonam Udasi (Lead Fund Manager)

Sonam Udasi - backed with 22 years of his expertise in Equities Research is presently the Fund Manager for many of the equity schemes at Tata Asset Management, since April 2016 Mr.Sonam Udasi holds a Post Graduate Diploma in Business Administration with specialisation in Finance. He joined Prime Securities back in 2007 as the Director of Research. A year later, he became the VP Research and Group Head of Consumers at Brics Securities.

Aditya Bagul (Assistant Fund Manager)

Aditya Bagul (Managing Since 03-Oct-23 and overall experience of 11 years) assists in managing the fund with his experience in equity research and portfolio management.

About the Fund House (AMC)

Tata Asset Management Limited is part of the prestigious Tata Group and has established itself as a trusted name in India's mutual fund industry.

Key facts about Tata AMC:

- Established in 1994, Tata Asset Management Private Limited has a track record of more than 25 years in investment management.

- Tata Mutual Fund AMC has built its business on three primary pillars: performance, service, and trust. Their objective is to offer financial security to investors through modern mutual fund investment options.

- Tata Asset Management Limited manages assets worth ₹ 2,07,269.15 crores. It's current offering of mutual fund schemes includes 36 equity, 18 debt and 9 hybrid schemes.

Tata Mutual Fund is a part of the prestigious Tata Group of companies. The fund house was established in 1994 with their business model based on trust, service and performance. The company, with its investment products, intends to make the lives of investors better. You will find mutual fund plans to achieve various financial goals.

Should I Invest in Tata India Consumer Fund?

This fund may be suitable for investors who:

Ideal for:

- Seek long-term capital appreciation through consumption theme exposure

- Have high risk tolerance as The Tata India Consumer Fund Direct Growth is rated Very High risk.

- Want to participate in India's growing consumer economy

- If you are an investor seeking long-term capital growth, the Tata India Consumer Fund Direct Plan could be a good option for you.

Key considerations:

- The fund has a concentrated sectoral approach which can lead to higher volatility

- The volatility or standard deviation for the Tata India Consumer Fund is 15.76

- Performance depends significantly on consumption sector trends

- Exit load of 0.25% if redeemed within 30 days.

Tax implications:

- If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

FAQs

What is today's NAV of Tata India Consumer Fund?

The NAV fluctuates daily based on market conditions. You can check the latest NAV on Allvest's platform or the fund house website for real-time updates.

What is the AUM of Tata India Consumer Fund?

The AUM (i.e. assets under management) of Tata India Consumer Fund is ₹2457.37 Cr as of 13th August 2025.

What is the expense ratio of Tata India Consumer Fund?

The expense ratio of Tata India Consumer Fund Plan is 0.72 as of 13th August 2025.

What are the returns of Tata India Consumer Fund since inception?

The fund has delivered a CAGR of 18.83 since inception. The fund was launched in December 2015.

What is the minimum SIP amount to invest in Tata India Consumer Fund?

The minimum SIP amount of Tata India Consumer Fund is ₹100 with a minimum lumpsum investment of ₹5,000.

How do I invest in Tata India Consumer Fund?

You can invest through Allvest's platform by selecting the fund, choosing between SIP or lumpsum investment, completing KYC requirements, and making the payment through various modes available on the platform.

How to start a SIP in Tata India Consumer Fund?

Visit Allvest's platform, search for Tata India Consumer Fund, select the SIP option, choose your investment amount and frequency, set up auto-debit instructions, and complete the investment process.

How do I automate an SIP in Tata India Consumer Fund?

Set up auto-debit through Allvest by providing bank account details and NACH mandate. This ensures automatic monthly deductions for your SIP without manual intervention each month.

How can I withdraw/redeem my investment in Tata India Consumer Fund?

You can redeem your investment through Allvest's platform by placing a redemption request. The amount will be credited to your registered bank account within 3-4 business days, subject to applicable exit loads and tax implications.