Investment Objective and Approach

The main investment objective of Tata Multicap Fund is to aim for capital appreciation in the long run through a diversified portfolio with quality stock investment across different market capitalizations and various sectors.

As a multicap fund, it possesses the flexibility to invest across companies comprising a variety of market capitalizations including mid-cap, large-cap, and small-cap stocks. A large amount of stocks is invested in large-cap stocks, with the rest distributed between mid-cap and small-cap stocks.

The fund follows a systematic approach to stock selection and maintains diversification across market segments to balance risk and potential returns. This scheme is designed for investors willing to weather long-term investment periods lasting 3-4 years, seeking higher returns with high tolerance for market risk and moderate to high levels of risk.

Key financial metrics as of recent dates:

- Latest NAV: ₹14.77 (as of July 30, 2025)

- AUM: ₹2,937.90 Crores (as of June 20, 2025)

- Expense Ratio: 0.40% (as of June 20, 2025)

- Returns since inception: 17.4% p.a.

Fund Managers

Murthy Nagarajan is the current Fund Manager of Tata Multicap Fund Direct Growth. The fund management team brings extensive experience in equity markets and follows a disciplined investment approach.

Their emphasis is on delivering superior long-term risk-adjusted performance through a disciplined approach to investment and risk management. The fund management team conducts thorough research and analysis before making investment decisions, ensuring alignment with the fund's investment objectives.

About the Fund House (AMC)

Tata Asset Management Ltd. (TAML), part of the Tata Group, manages Tata Mutual Fund. The company was established in 1994 and offers diverse investment options to investors based on their risk appetite, financial objectives, and income.

According to the company, their business is based on three significant aspects – performance, service, and trust. Its vision is to deliver a better quality of life to their investors by securing their financial future.

Tata Mutual Fund is part of the Tata group, one of India's largest and most respected industrial groups, renowned for its adherence to business ethics. The Group has always believed in returning wealth to the society it serves, with nearly two-thirds of the equity of Tata Sons held by philanthropic trusts.

As of March 31, 2024, Tata Asset Management Ltd has an asset under management (AUM) of Rs. 147,169.65 Crores.

Tata Asset Management Ltd. currently offers hybrid funds, equity funds, and fixed income funds. The fund house has received various industry awards over the years, including recognition from CNBC TV 18 Mutual Fund Awards and Thomson Reuters Lipper India Fund Awards.

Should I Invest in Tata Multicap Fund?

Tata Multicap Fund can be suitable for investors with specific investment profiles and objectives:

Ideal for:

- Investors with a long-term investment horizon of 3-5 years or more

- Those seeking capital appreciation through equity investments

- Investors comfortable with high market volatility and risk

- Those wanting exposure to companies across all market capitalizations

- Investors looking for professional fund management from an established AMC

Investment considerations:

- The fund is rated Very High risk

- Minimum SIP Investment is ₹150 and Minimum Lumpsum Investment is ₹5,000

- Exit Load: 1% for units redeemed within 365 days (for amounts exceeding 12% of investment)

- Tax implications: STCG at 20% if redeemed within one year, LTCG at 12.5% on gains exceeding ₹1.25 lakh after one year

The fund's multi-cap approach provides flexibility to capitalize on opportunities across market segments, though this comes with inherent market risks. Investors should carefully assess their risk tolerance and investment objectives before investing.

FAQs

What is today's NAV of Tata Multicap Fund?

The latest NAV of Tata Multicap Fund is ₹14.77 as of July 30, 2025. NAV changes daily based on market movements of underlying securities.

What is the AUM of Tata Multicap Fund?

The fund has an Asset Under Management (AUM) of ₹2,937.90 Crores as of June 20, 2025. This represents the total market value of assets managed by the fund.

What is the expense ratio of Tata Multicap Fund?

The expense ratio of Tata Multicap Fund is 0.40% as of June 20, 2025. This is the annual fee charged by the fund house for managing your investment.

What are the returns of Tata Multicap Fund since inception?

The fund has delivered returns of 17.4% per annum since inception. The fund was launched in February 2023, making it a relatively new scheme.

What is the minimum SIP amount to invest in Tata Multicap Fund?

The minimum SIP investment amount is ₹150. You can start investing through systematic investment plans with this modest amount.

How do I invest in Tata Multicap Fund?

You can invest in Tata Multicap Fund through Allvest by completing KYC formalities, selecting the fund, choosing between SIP or lumpsum options, and making your investment online through the platform.

How to start a SIP in Tata Multicap Fund?

To start a SIP through Allvest, log into your account, select Tata Multicap Fund, choose the SIP option, set your monthly investment amount (minimum ₹150), select investment date, and authorize the payment method.

How do I automate an SIP in Tata Multicap Fund?

You can automate SIP investments through Allvest by setting up auto-debit instructions from your bank account. This ensures regular monthly investments without manual intervention after the initial setup.

How can I withdraw/redeem my investment in Tata Multicap Fund?

You can redeem your investment through Allvest by accessing your portfolio, selecting the fund, choosing redemption option, specifying the amount or units to redeem, and submitting the request. Note that 1% exit load applies for redemptions within 365 days.