Investment Objective and Approach

The scheme seeks to generate long term capital appreciation by predominantly investing in equity and equity related instruments of small cap companies. Tata Small Cap Fund focuses on buying businesses which can grow over the next 3-4 years along with focusing on strong balance sheet and available at reasonable valuations.

The fund follows a disciplined investment strategy that emphasizes:

- Bottom-up approach: Bottom Up – Business fundamentals and valuations to be primary driver of stock selection.

- Fundamental research: The selection of stocks under this scheme is carried out through rigorous fundamental research, which involves assessing various parameters such as management competitiveness, business competitiveness, corporate governance, growth prospects, and past track record.

- Risk management: Given the high volatility and uncertainty associated with small caps, its imperative to make the right picks.

Tata Small Cap Fund's portfolio is built on a bottom-up approach. This includes researching high-growth stocks that are undervalued or underowned.

The fund is benchmarked against Nifty Small Cap 250 TRI and follows a concentrated portfolio approach for better alpha generation. The investment objective of TATA Small Cap Fund Direct Plan Growth is to achieve long-term capital appreciation primarily by investing in equity and equity-related instruments of small-cap companies. The scheme aims to create a well-balanced portfolio with a major focus on small-cap companies while also allocating a smaller portion to equity and equity-related instruments of companies other than small-cap.

Fund Managers

Chandraprakash Padiyar is the current fund manager of Tata Small Cap Fund. Chandraprakash Padiyar is the Current Fund Manager of Tata Small Cap Fund Direct Growth fund. The fund is managed by Mr. Chandraprakash, who has been managing the fund since 2018.

Key qualifications and experience:

- Mr. Padiyar is CFA & MBA in Finance from Symbiosis Institute of Business Management, Pune.

- Prior to joining TATA Mutual Fund he has worked with UTI Mutual fund, Alchemy Capital Management Pvt Ltd.

Mr. Padiyar brings extensive experience in equity research and fund management, with a proven track record in identifying growth opportunities in small-cap segment.

About the Fund House (AMC)

Tata Asset Management Private Limited, established in 1994, is a leading Indian mutual fund company offers a range of investment solutions for financial planning and wealth creation and manages funds across the entire risk-return spectrum. The AMC is part of the prestigious Tata Group, one of India's most respected business conglomerates.

Key highlights of Tata AMC:

- Industry leadership: We are the fastest growing fund house in FY24 - Led the industry growth in FY24 with a 50% growth in quarterly average AUM surpassing the industry average of 34%.

- Assets under management: As of 31 March 2024, Tata Asset Management Ltd has an asset under management (AuM) of Rs. 147169.65 Crores.

- Investment philosophy: Tata Mutual Fund AMC has built its business on three primary pillars: performance, service, and trust. Their objective is to offer financial security to investors through modern mutual fund investment options.

- Track record: Tata Mutual Fund AMC has an experience of more than 25 years. Established in 1994, the Tata AMC has been dedicated to providing investors with opportunities aligned with their risk appetite, financial goals, and income aspirations.

The company's vision is to secure the financial future of its investors and thereby deliver to them a better quality of life. TAM judiciously combines in good measure the three most important platforms on which the business precepts are based - Performance, Service, Trust.

Awards and recognition:

- Tata AMC becomes the fastest growing AMC in India" industry recognition by Business India magazine (November 2023 issue)

The fund house operates under SEBI regulations and maintains strong corporate governance standards, being part of the ethical Tata Group legacy.

Should I Invest in Tata Small Cap Fund?

Tata Small Cap Fund is suitable for investors who meet the following criteria:

Ideal investor profile:

- TATA Small Cap Fund Direct Plan Growth is well-suited for investors with a long-term investment horizon, seeking the potential for high returns.

- Risk tolerance for high volatility inherent in small-cap investments

- Investment horizon of at least 7 years for optimal results

- Understanding that Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. So while you can expect higher returns in the long term, there will be more severe ups and downs along the way.

Investment considerations:

- Performance track record: Over the past five years, Tata Small Cap Fund - Direct Plan has delivered an annualised return of 32.45% as of 20-Aug-2025.

- Warning: Warning: Do not invest in this, or any other small-cap fund, if you need to redeem your investment in less than seven years.

- Investment approach: Like for all equity funds, you must invest only through the SIP route.

Current fund metrics (as of August 2025):

- AUM: The AUM (i.e. assets under management) of Tata Small Cap Fund is ₹11576.03 Cr as of 18th August 2025.

- Expense ratio: The expense ratio of Tata Small Cap Fund Plan is 0.33 as of 18th August 2025.

- Minimum SIP: Minimum SIP Investment is set to ₹100.

This fund is recommended for investors seeking long-term wealth creation through exposure to high-growth small-cap companies, with the understanding of associated volatility and the discipline to stay invested for the long term.

FAQs

What is today's NAV of Tata Small Cap Fund?

The NAV changes daily based on market movements. You can check the latest NAV on Allvest platform or the fund house website for real-time updates.

What is the AUM of Tata Small Cap Fund?

The AUM (i.e. assets under management) of Tata Small Cap Fund is ₹11576.03 Cr as of 18th August 2025.

What is the expense ratio of Tata Small Cap Fund?

The expense ratio of Tata Small Cap Fund Plan is 0.33 as of 18th August 2025.

What are the returns of Tata Small Cap Fund since inception?

The fund has delivered strong long-term returns. Over the past five years, Tata Small Cap Fund - Direct Plan has delivered an annualised return of 32.45% as of 20-Aug-2025. However, past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Tata Small Cap Fund?

Minimum SIP Investment is set to ₹100.

How do I invest in Tata Small Cap Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lump sum option, and setting up payment method. Allvest provides a seamless digital investment experience.

How to start a SIP in Tata Small Cap Fund?

Log into your Allvest account, search for Tata Small Cap Fund, select SIP option, choose your monthly amount (minimum ₹100), and set up auto-debit instructions for hassle-free investments.

How do I automate an SIP in Tata Small Cap Fund?

Through Allvest, you can set up automatic SIP using bank mandate or UPI auto-pay facility. This ensures your monthly investments continue without manual intervention.

How can I withdraw/redeem my investment in Tata Small Cap Fund?

You can redeem your investment through Allvest platform by placing a redemption request. The amount will be credited to your registered bank account within 3-4 working days after processing.