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Union Flexi Cap Fund - NAV, Returns, AUM & Investment Guide 2024

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Discover Union Flexi Cap Fund's latest NAV, performance, and investment details. Learn about this multi-cap equity fund's strategy, fund managers, and how to invest through Allvest platform.

Investment Objective and Approach

Union Flexi Cap Fund is an open-ended equity scheme that seeks long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity-related securities across market capitalizations. The fund follows a flexible investment approach, dynamically allocating investments across large-cap, mid-cap, and small-cap stocks based on market opportunities and valuations.

The fund's investment strategy focuses on identifying fundamentally strong companies with sustainable competitive advantages and strong management quality. The investment team employs a bottom-up stock selection process, conducting thorough fundamental analysis to identify undervalued securities with potential for long-term wealth creation. The fund maintains the flexibility to adjust its portfolio allocation based on market conditions and opportunities across different market capitalizations.

Fund Managers

Union Flexi Cap Fund is co-managed by Mr. Sanjay Bembalkar (since January 25, 2023) and Mr. Hardick Bora (since January 5, 2021). Both fund managers bring extensive experience and expertise in equity research and portfolio management.

The fund management team follows a disciplined investment process that combines rigorous fundamental analysis with active portfolio management. They focus on identifying companies with strong business fundamentals, competitive positioning, and management quality while maintaining appropriate risk controls and diversification across sectors and market capitalizations.

About the Fund House (AMC)

Union Mutual Fund is sponsored by Union Bank of India and Dai-ichi Life Holdings, Inc. Union Bank of India is one of the leading public sector banks in India and is headquartered in Mumbai. The AMC was set up on December 30, 2009, with the aim to formulate a robust asset management portfolio in India.

As on March 31, 2024, Union Bank of India had a network of about 8466 branches including overseas branches in Dubai & Sydney, Banking Subsidiary in UK, London, JV in India International Bank (Malaysia), 4 Domestic Subsidiaries, 2 Joint Ventures, 1 Associate Company. Dai-ichi Life Holdings, Inc. is a stock company incorporated under the laws of Japan in 1902 and listed on the Tokyo Stock Exchange. Dai-ichi Life is a financial services holding company engaged in carrying out both insurance and non-insurance (including asset management) businesses.

The AMC's core values of Trust, Transparency and Consistency of Performance drive their investment strategies. The vision of the company is to provide opportunities to investors so that they can achieve sustainable prosperity by investing responsibly in the capital markets.

Key financial highlights as of June 30, 2025:

- AUM of Union Flexi Cap Fund: ₹2,313.02 Cr

- Expense ratio: 0.91%

- Minimum SIP amount: ₹500

- Minimum lumpsum investment: ₹1,000

Should I Invest in Union Flexi Cap Fund?

Union Flexi Cap Fund may be suitable for investors seeking long-term capital appreciation through diversified equity exposure across market capitalizations. The fund's flexible investment approach allows it to capitalize on opportunities across large-cap, mid-cap, and small-cap segments based on market conditions.

Considerations for Investment:

- Investment Horizon: Suitable for investors with a long-term investment horizon of at least 5-7 years

- Risk Profile: The fund is rated Very High risk, making it appropriate for investors with high risk tolerance

- Diversification: Provides exposure across market capitalizations, offering diversification benefits

- Professional Management: Experienced fund management team with proven track record in equity investing

- Cost Structure: Reasonable expense ratio of 0.91% for direct plans

Tax Implications:

- Returns are taxed at 20% if redeemed before one year. After 1 year, LTCG tax of 12.5% applies on returns of Rs 1.25 lakh+ in a financial year

The fund's flexible approach and experienced management make it a viable option for investors seeking equity exposure with the ability to capitalize on opportunities across different market segments.

FAQs

What is today's NAV of Union Flexi Cap Fund?

The NAV changes daily based on market movements. You can check the latest NAV on the Allvest platform or the fund house website for real-time updates.

What is the AUM of Union Flexi Cap Fund?

The AUM of Union Flexi Cap Fund is ₹2,313.02 Cr as of June 30, 2025.

What is the expense ratio of Union Flexi Cap Fund?

The expense ratio of Union Flexi Cap Fund is 0.91% as of June 30, 2025.

What are the returns of Union Flexi Cap Fund since inception?

The fund has delivered 11.97% returns since inception. Past performance may vary and is not indicative of future results.

What is the minimum SIP amount to invest in Union Flexi Cap Fund?

The minimum SIP amount for Union Flexi Cap Fund is ₹500.

How do I invest in Union Flexi Cap Fund?

You can invest in Union Flexi Cap Fund through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lumpsum option, and making the investment online.

How to start a SIP in Union Flexi Cap Fund?

Log into your Allvest account, select Union Flexi Cap Fund, choose SIP option, set the amount and frequency, provide bank mandate, and start your systematic investment plan.

How do I automate an SIP in Union Flexi Cap Fund?

Set up an auto-debit mandate through Allvest platform by linking your bank account and selecting automatic deduction dates for seamless SIP investments.

How can I withdraw/redeem my investment in Union Flexi Cap Fund?

Submit a redemption request for the number of units or amount you want. The request will be acknowledged and you'll receive information about the redemption NAV. The amount will be deposited in your designated bank account.