Investment Objective and Approach

The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps. UTI Focused Equity Fund endeavors to build a concentrated portfolio of upto 30 select high-conviction ideas.

The fund follows a disciplined investment approach built on three key pillars:

- Sustainable Growth: The core portfolio is built with stocks having the potential of long-term Sustainable Growth. The core of the portfolio is built around companies with steady cash flows and growth potential.

- Transformation Opportunities: A portion of the portfolio is invested in Transformation Opportunities; picks businesses where strategy is being realigned to make the outcomes more sustainable

- Cyclical Opportunities: picks undervalued Cyclical Opportunities and benefit from mean reversion.

It adopts a bottom-up investment approach and displays a preference for stocks of quality companies that offer opportunities for growth and mean reversion. The internal prudential limit for single stock exposure is capped at 9.50% of the portfolio, however, does not have any upper limit at sector level.

Fund Managers

Vishal Chopda, Deepesh Agarwal are the current fund managers of this mutual fund, with an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

The fund management team brings strong credentials with previous experience at leading financial institutions and a track record of managing funds across different market cycles.

About the Fund House (AMC)

UTI Asset Management Company is India's pioneering asset management company with a rich heritage spanning over six decades. UTI Mutual Fund was launched by the Government of India in 1963, and it is one of the oldest mutual fund companies in India. The Unit Trust of India (UTI), first mutual fund in India, was set up by an Act of Parliament in 1963.

Key Highlights:

- Total AUM: ₹342,690.24 Cr across all schemes as of December 2024

- Fund Count: 271 schemes across various categories

- Market Presence: It currently has an investor base of more than 12 million live folios

- Network: UTI AMC has a national footprint with 163 UTI Financial Centres, 273 Business Development Associates and Chief Agents and 33 other Official Points of Acceptance

Ownership Structure:

The 4 big partners- State Bank of India, the PNB or Punjab National Bank, Bank of Baroda, and the Life Insurance Corporation of India each holds 18.24% of the shares, while A significant share of 26% is held by the T Rowe Price Group Inc, T. Rowe Price International has been the firm's single largest shareholder since 2010 and holds a 23% stake.

Innovation Legacy:

UTI Mutual Fund has been a pioneer in launching various schemes, such as the UTI Unit Linked Insurance Plan (ULIP) with life and accident cover (launched in 1971), UTI Master Share (launched in 1986), India's first Offshore Fund – India Fund (launched in 1986).

Should I Invest in UTI Focused Fund?

UTI Focused Fund can be suitable for investors seeking:

Ideal For:

- Investors comfortable with concentrated portfolio approach

- Long-term wealth creation goals (5+ years)

- Those who prefer high-conviction stock picking strategy

- Investors seeking professional fund management with focused approach

Key Considerations:

- Concentrated Risk: Limited to maximum 30 stocks, which may increase volatility

- Fund Manager Dependency: Performance heavily relies on fund manager's stock selection skills

- Market Cap Flexibility: This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains

Financial Metrics (as of December 2024):

- Current AUM: ₹2686.69 crore

- Expense Ratio: 0.66% (Direct Plan)

- Since Inception CAGR: 16.3% (launched on Aug 04 2021)

- Minimum SIP: ₹500

The fund's concentrated approach and experienced management team make it suitable for investors who understand and are comfortable with focused investing strategies.

FAQs

What is today's NAV of UTI Focused Fund?

The NAV of UTI Focused Fund as of Dec 06 2024 is ₹16.4199. NAV changes daily based on market movements and is updated after market hours.

What is the AUM of UTI Focused Fund?

The AUM of UTI Focused Fund is ₹2686.69 crore as of December 2024. The AUM reflects the total value of assets managed by the fund.

What is the expense ratio of UTI Focused Fund?

The expense ratio of UTI Focused Fund is 0.66% for the Direct Plan. This represents the annual charges deducted from the fund's returns for management services.

What are the returns of UTI Focused Fund since inception?

The fund has delivered a CAGR of 16.3% since inception. The UTI Focused Fund was launched on Aug 04 2021, making it approximately 3+ years old.

What is the minimum SIP amount to invest in UTI Focused Fund?

The minimum SIP for UTI Focused Fund is ₹500. You can start investing with this amount on a monthly, quarterly, or annual basis.

How do I invest in UTI Focused Fund?

You can invest in UTI Focused Fund through Allvest platform by logging into your account, selecting the fund, choosing SIP or lumpsum option, and completing the investment process online.

How to start a SIP in UTI Focused Fund?

Log into your Allvest account, search for UTI Focused Fund, select 'SIP' option, choose your investment amount (minimum ₹500), select date and frequency, then complete the setup.

How do I automate an SIP in UTI Focused Fund?

Through Allvest, set up auto-debit mandate during SIP registration. This will automatically deduct your SIP amount on the chosen date each month from your bank account.

How can I withdraw/redeem my investment in UTI Focused Fund?

Access your Allvest account, go to your portfolio section, select UTI Focused Fund, click on 'Redeem', enter the amount or units to withdraw, and submit your redemption request.