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UTI Healthcare Fund - Latest NAV, Returns & Investment Guide | Healthcare Mutual Fund Review

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Comprehensive guide to UTI Healthcare Fund - Latest NAV, AUM, returns, fund manager details, investment objectives & strategies. Check eligibility, tax implications & how to invest.

Investment Objective and Approach

UTI Healthcare Fund seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the Healthcare Services Sector. The fund is mandated to invest at least 80 per cent of its assets in the shares of pharmaceutical and healthcare companies.

This sectoral fund provides exposure to the entire healthcare sector which comprises a wide range of companies involved in medical services, medical equipments, drugs and medical insurance. The fund primarily focuses on companies that benefit from India's growing healthcare needs and demographic trends.

Key Investment Highlights:

- AUM of ₹1062.19 Cr as of 28th July 2025

- Expense ratio of 1.27% as of 28th July 2025

- Fund was launched on 1st January 2013

- Annualized returns for past 3 years & 5 years around 27.07% & 19.75%

- Exit load of 1% if redeemed within 30 days

Fund Managers

The fund is currently managed by fund manager Kamal Gada. Mr. Gada is B.com, CA, CS, & CFA and prior to joining UTI Mutual Fund he has worked with BPCL as Senior Accounts Officer. The fund management team brings extensive experience in analyzing healthcare sector companies and understanding the dynamics of pharmaceutical and healthcare services businesses.

About the Fund House (AMC)

UTI Asset Management Company Limited is one of India's most established mutual fund houses. UTI AMC commenced operations from February 1, 2003 and has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.

Key Facts about UTI Mutual Fund:

- UTI Mutual Fund precedes most renowned Mutual Funds in India with nearly 11 million investors and over 250 plans currently operational with a total AuM of nearly Rs 238,790 Crores

- UTI Mutual Fund is the eighth largest mutual fund house by asset size in India

- No other provider of Mutual Funds in India has a larger outreach of services, with UTI Mutual Funds reaching out to most of rural and semi-urban regions of India

- Over 50,000 AMFI and NSFM certified Independent Advisors on Finance spread across the country work on behalf of UTI Mutual Funds, along with over 200 full-time Financial Service Centres

The fund house has a rich legacy of innovation, being the first to introduce several pioneering products in the Indian mutual fund industry, including the first offshore fund and various hybrid investment solutions.

Should I Invest in UTI Healthcare Fund?

UTI Healthcare Fund can be suitable for specific investor profiles and market conditions:

Suitable for:

- Investors exhibiting a higher risk appetite, seeking exposure to a diversified portfolio within the pharmaceutical and healthcare services sector, and those considering a tactical allocation to their broader equity portfolio

- Investors with tactical allocation strategies who can align their investment tenure with their return expectations, with a preference for time horizons of five years or more

- Investors with a minimum investment horizon of 5-7 years

Investment Options:

- Minimum investment: ₹5,000 for lump sum and ₹500 for SIP

- Investing through a Systematic Investment Plan (SIP) could prove particularly beneficial, aiding in managing the inherent volatility of the broader equity market

Risk Considerations:

- The fund carries Very High Risk category

- Due to the asset class nature, expect volatility in investments over the short term

- Value Research believes investors should avoid funds with narrowly defined investment mandate and instead invest in flexi-cap funds which provide complete freedom to fund management team

- Warning from Value Research: Do not invest in this, or any other pharma sector fund, if you need to redeem your investment in less than seven years

Before making any investment decisions, it's crucial to carefully evaluate personal financial goals and risk tolerance. Mutual funds are subject to market risk.

FAQs

What is today's NAV of UTI Healthcare Fund?

The current NAV of UTI Healthcare Fund is ₹334.51, as of 28th July 2025. NAV is updated daily after market hours.

What is the AUM of UTI Healthcare Fund?

The AUM (assets under management) of UTI Healthcare Fund is ₹1062.19 Cr as of 28th July 2025.

What is the expense ratio of UTI Healthcare Fund?

The expense ratio of UTI Healthcare Fund is 1.27% as of 28th July 2025. This is the annual fee charged for managing the fund.

What are the returns of UTI Healthcare Fund since inception?

UTI Healthcare Fund Direct Growth has given a CAGR return of 16.31% since inception. Returns vary based on market conditions and investment duration.

What is the minimum SIP amount to invest in UTI Healthcare Fund?

The minimum SIP amount for UTI Healthcare Fund is ₹500. You can increase this amount as per your investment capacity.

How do I invest in UTI Healthcare Fund?

You can invest through Allvest platform, UTI Mutual Fund website, or registered distributors. Complete your KYC, choose between regular and direct plans, and decide on SIP or lump sum investment.

How to start a SIP in UTI Healthcare Fund?

Register on Allvest, complete KYC verification, select UTI Healthcare Fund, choose SIP option, set monthly amount (minimum ₹500), select date and duration, then authorize auto-debit from your bank account.

How do I automate an SIP in UTI Healthcare Fund?

Set up auto-debit instructions with your bank through Allvest platform. Provide bank details, sign mandate form, and your SIP will automatically deduct the specified amount monthly on your chosen date.

How can I withdraw/redeem my investment in UTI Healthcare Fund?

Submit redemption request through Allvest, your distributor, or fund house. Note that exit load of 1% applies if redeemed within 30 days. Funds are credited to your bank account within 3-4 working days.