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UTI Infrastructure Fund - NAV, Returns, Performance & Investment Guide 2024

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Complete guide to UTI Infrastructure Fund - Current NAV, returns, AUM details, fund manager info, and investment strategy. Check latest performance and decide if this infrastructure-focused equity fund suits your portfolio.

Investment Objective and Approach

The UTI Infrastructure Fund seeks to provide long-term capital appreciation by investing predominantly in equity and equity-related securities of companies engaged either directly or indirectly in the infrastructure areas of the Indian economy. This fund invests mainly in shares of companies engaged in infrastructure-related activities or are expected to benefit from them.

The fund's benchmark index is Nifty Infrastructure TRI. The investment strategy focuses on:

- Identifying companies involved in infrastructure development across power, telecommunications, transportation, and construction sectors

- Investing in both direct infrastructure companies and those benefiting from infrastructure growth

- Long-term focused approach with quality company selection, holding investments for extended periods to generate good compounding returns

- Maintaining diversified exposure across various infrastructure sub-segments

Key financial metrics as of December 2024:

- Latest NAV: ₹149.93 (as on 05 December 2024)

- AUM: ₹2,252.43 Crores (as on December 2024)

- Expense ratio: 1.83% for Direct Growth plan

- 1-year returns: 29.92%, 3-year returns: 85.06%, returns since inception: 391.28%

Fund Managers

UTI Infrastructure Fund is managed by Sachin Trivedi. Mr. Sachin Dinesh Trivedi began his career in June 2001 with UTI and has over 15 years of experience in research and portfolio management. He specializes in Utilities, Capital Goods and Sugar sectors and also serves as Co-Fund Manager for UTI Energy Fund.

Fund manager credentials:

- Educational qualification: B.Com, MMS, CFA

- Extensive experience of 15 years in managing equity & related investments, focused on picking quality companies and holding them for long duration to generate good compounding returns

- Sector expertise in utilities, capital goods, and infrastructure-related industries

About the Fund House (AMC)

UTI Mutual Fund was launched after carving out the former Unit Trust of India by repealing the Unit Trust of India Act 1963. UTI was subsequently bifurcated into UTI Mutual Fund and SUUTI and was registered with SEBI on 01 February 2003.

Key details about UTI AMC:

- UTI AMC commenced operations from February 1, 2003, promoted by four sponsors: SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank, each holding 25% of the paid-up capital

- Total AUM size of ₹3,52,592 Crores as on 31 December 2024 with 859 schemes under management

- UTI Trustee Company Private Limited serves as the trustee

- One of India's oldest and most established mutual fund houses with strong institutional backing

Should I Invest in UTI Infrastructure Fund?

UTI Infrastructure Fund is a sectoral equity fund focusing specifically on infrastructure companies. The fund is rated as Very High risk due to its concentrated exposure to a single sector.

Investment considerations:

Pros:

- Strong recent performance with 29.92% returns in the last year and 85.06% over 3 years

- Experienced fund management with sector-specific expertise

- Decent fund size of ₹2,252.43 Crores providing adequate liquidity

- Exposure to India's infrastructure growth story

Cons:

- High concentration risk due to narrowly defined investment mandate - experts suggest avoiding such funds and instead investing in flexi-cap funds which provide complete freedom to fund management

- Sector-specific volatility can lead to significant fluctuations

- Should only be invested through SIP route if you choose to invest

Minimum investment requirements:

- Minimum SIP amount: ₹500, Minimum lump sum investment: ₹5,000

- Exit load: 1.00% if redeemed within one year from date of allotment

This fund suits investors who believe in India's infrastructure development story and can tolerate high volatility. However, it should form only a small portion of a well-diversified portfolio.

FAQs

What is today's NAV of UTI Infrastructure Fund?

The latest NAV of UTI Infrastructure Fund is ₹149.93 as on 05 December 2024. NAV changes daily based on market movements.

What is the AUM of UTI Infrastructure Fund?

The Assets Under Management (AUM) of UTI Infrastructure Fund is ₹2,252.43 Crores as of 05 December 2024.

What is the expense ratio of UTI Infrastructure Fund?

The expense ratio of UTI Infrastructure Fund Direct Growth plan is 1.83%. Regular plans typically have higher expense ratios.

What are the returns of UTI Infrastructure Fund since inception?

The fund has delivered 391.28% returns since its launch, with recent performance showing strong momentum across different time periods.

What is the minimum SIP amount to invest in UTI Infrastructure Fund?

The minimum SIP amount for UTI Infrastructure Fund is ₹500. This makes it accessible for retail investors to start systematic investing.

How do I invest in UTI Infrastructure Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing investment amount and mode (SIP/lump sum), and completing the transaction through various payment methods.

How to start a SIP in UTI Infrastructure Fund?

Log into Allvest platform, search for UTI Infrastructure Fund, select SIP option, choose monthly investment amount (minimum ₹500), set up auto-debit mandate, and confirm your investment.

How do I automate an SIP in UTI Infrastructure Fund?

Set up a bank mandate through Allvest platform which will automatically deduct the specified SIP amount from your bank account on the chosen date each month without manual intervention.

How can I withdraw/redeem my investment in UTI Infrastructure Fund?

You can redeem your investment through Allvest platform, but ensure the fund has completed its minimum lock-in period to avoid exit load charges. Simply place a redemption request specifying the amount or units to be redeemed.