₹222.6779
The scheme primarily aims at securing for the investors capital appreciation by investing the funds of the scheme in equity shares of companies with good growth prospects. The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies. This ELSS (Equity Linked Savings Scheme) fund offers tax benefits under Section 80C while maintaining a three-year lock-in period.
The fund follows a growth-oriented investment strategy, maintaining asset allocation of Stocks: 95.60%, Debt: 4.38% and Gold: 0% as per recent data. The fund's benchmark index is BSE 100 TRI.
Key Financial Metrics:
- Latest NAV: ₹222.6779 as of 10-Aug-2025
- AUM: ₹2,951.65 Crores as of 18 June 2025
- Expense Ratio (Direct): 1.46%
- Expense Ratio (Regular): 2.21%
- Returns Since Inception: 16.65%
- 5-Year Annualized Return: 17.17% as of 10-Aug-2025
- 3-Year CAGR: 18.39% and 5-Year CAGR: 20.58%
The fund is managed by Karthikraj Lakshmanan since its launch on 31 March 2003. Karthikraj Lakshmanan manages the UTI Master Equity Plan Unit Scheme Fund with expertise in equity fund management and a focus on identifying growth opportunities across market capitalizations.
UTI Mutual Fund is one of India's oldest and most established asset management companies. The UTI Mutual Fund precedes most renowned Mutual Funds in India. Its investors number nearly 11 million and there are over 250 plans currently operational with a total AuM of nearly Rs 238790 Crores.
The fund managers at UTI Asset Management, which manages the Mutual Funds, have divested widely and are involved in a wide array of businesses, including retirement solutions, portfolio management solutions, International Banking and alternative assets management.
The AMC has built a strong reputation for innovation, including creating the UTI Wealth Builder Fund which links two separate but closely related asset classes- Gold and Equity.
This ELSS fund is suitable for investors seeking:
Tax Benefits: Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.
Long-term Growth: The fund has demonstrated consistent performance with strong returns across different time horizons. When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit.
Investment Minimums:
- Lumpsum: ₹500
- SIP: Not specified
Important Considerations:
- You cannot withdraw your money from this fund before completing three years from the date of investment.
- Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.
What is today's NAV of UTI Master Equity Plan Unit Scheme?
The latest NAV is ₹222.6779 as of 10-Aug-2025. NAV is updated daily based on market movements.
What is the AUM of UTI Master Equity Plan Unit Scheme?
The Assets Under Management (AUM) is ₹2,951.65 Crores as of 18 June 2025.
What is the expense ratio of UTI Master Equity Plan Unit Scheme?
The expense ratio for direct plan is 1.46% while regular plan has an expense ratio of 2.21%.
What are the returns of UTI Master Equity Plan Unit Scheme since inception?
The fund has generated a return of 16.65% since inception. Recent performance shows strong momentum across different time periods.
What is the minimum SIP amount to invest in UTI Master Equity Plan Unit Scheme?
The minimum SIP amount varies by platform. You can start investing through various brokers and platforms with different minimum amounts.
How do I invest in UTI Master Equity Plan Unit Scheme?
You can invest through Allvest platform online, UTI Mutual Fund website directly, or through registered mutual fund distributors and banks.
How to start a SIP in UTI Master Equity Plan Unit Scheme?
Register with Allvest or any mutual fund platform, complete KYC, select the fund, choose SIP option, set amount and frequency, and provide bank mandate for auto-debit.
How do I automate an SIP in UTI Master Equity Plan Unit Scheme?
Set up auto-debit mandate through Allvest platform or your bank. This ensures automatic monthly deduction and investment without manual intervention.
How can I withdraw/redeem my investment in UTI Master Equity Plan Unit Scheme?
You cannot withdraw before completing three years from investment date. After lock-in period, submit redemption request through your investment platform, broker, or fund house directly.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
Sr. No
Name of KMP
Designation
Mobile Number
Email ID
2.
Mr. Amit Bansal
Designated Director /
Compliance Officer