Meta Title

UTI Mid Cap Fund - NAV, Returns, SIP Calculator & Portfolio Analysis 2025

Meta Description

Complete analysis of UTI Mid Cap Fund - Latest NAV ₹330.22, AUM ₹11,822 Cr, expense ratio 0.9%. Investment objective, fund manager details, returns since inception 18.96% CAGR.

Investment Objective and Approach

The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

An open-ended equity find with the objective to provide capital appreciation by investing primarily in mid cap stocks. The fund focuses on identifying quality mid-cap companies with strong fundamentals and growth potential.

Key investment approach features:

- Diversified allocation across Consumer Cyclical, Financial Services, Industrial, Basic Materials, Health, Tech sectors with top holdings including Phoenix Mills Ltd, Solar Industries India Ltd, Coforge Ltd, Persistent Systems Ltd, Ajanta Pharma Ltd

- Focus on picking quality companies and holding them for long duration to generate good compounding returns

- Benchmark tracking against Nifty Midcap 150

Fund Manager

The fund is managed by Ankit Agarwal. Mr. Ankit Agarwal joined UTI in August 2019 and has been designated as Fund Manager, managing UTI Mid Cap Fund. He has more than 12 years of experience.

Professional Background:

- Extensive experience of 15 years while managing equity & related investments

- Before joining UTI, he worked with Lehman Brothers and Barclays Wealth and was associated with Centrum Broking Ltd. as Sr. Vice President

- He graduated from the National Institute of Technology (B.Tech.) with a postgraduate degree in Management (PGDM) from IIM, Bangalore

About the Fund House (AMC)

UTI Mutual Fund has a rich heritage in the Indian mutual fund industry. UTI Mutual Fund was launched after carving out the former Unit Trust of India by repealing the Unit Trust of India Act 1963. UTI was subsequently bifurcated into UTI Mutual Fund and SUUTI. It was registered with SEBI or the Securities and Exchange Board of India on 01 February 2003.

Sponsorship Structure:

UTI has four sponsors namely the State Bank of India (SBI), Life Insurance Corporation of India (LIC), Punjab National Bank and the Bank of Baroda. Each of them hold 25% of the paid up capital of UTI AMC.

Key Details:

- UTI AMC commenced operations from February 1, 2003

- It counts UTI Trustee Company Private Limited as the trustee

- Managing 122 schemes across various categories

Should I Invest in UTI Mid Cap Fund?

Investment Considerations:

Positives:

- Strong long-term track record with 18.96% CAGR return since inception

- Competitive expense ratio of 0.9% which is lower than category average

- Decent 3-year and 5-year returns of 17.37% and 28.76% respectively

- Well-diversified portfolio across multiple sectors

- Experienced fund manager with proven track record

Performance Metrics (as of latest data):

- AUM: ₹11,822.41 Crores as of August 16, 2025

- Latest NAV: ₹330.22 (Direct Growth)

- 1-year return: -1.50%, 3-year return: 61.23%, returns since inception: 805.97%

Risk Factors:

- High volatility typical of mid-cap funds

- Recent 1-year underperformance with 6.18% returns

- Market-dependent returns with no guaranteed outcomes

Suitability:

This fund is suitable for investors seeking long-term wealth creation through mid-cap exposure, with investment horizon of 5+ years and high risk tolerance. The fund's consistent long-term performance makes it appropriate for systematic investment plans.

FAQs

What is today's NAV of UTI Mid Cap Fund?

The latest NAV of UTI Mid Cap Fund Direct Growth is ₹330.2244 as of August 16, 2025.

What is the AUM of UTI Mid Cap Fund?

The fund has an AUM of ₹11,822.41 Crores as of August 16, 2025.

What is the expense ratio of UTI Mid Cap Fund?

The fund has an expense ratio of 0.9%, which is competitive within the mid-cap category.

What are the returns of UTI Mid Cap Fund since inception?

UTI Mid Cap Fund has delivered 18.96% CAGR return since inception. Absolute returns since launch are 805.97%.

What is the minimum SIP amount to invest in UTI Mid Cap Fund?

The minimum SIP amount is ₹500 and minimum lump sum investment is ₹5,000.

How do I invest in UTI Mid Cap Fund?

You can invest through Allvest platform easily by selecting the fund, choosing investment amount, and completing KYC. Both SIP and lump sum options are available with zero commission.

How to start a SIP in UTI Mid Cap Fund?

On Allvest, select UTI Mid Cap Fund, choose SIP option, set monthly amount (minimum ₹500), select investment date, and set up auto-debit from your bank account.

How do I automate an SIP in UTI Mid Cap Fund?

After setting up SIP on Allvest, provide bank mandate for auto-debit. The SIP will automatically invest the chosen amount monthly on your selected date without manual intervention.

How can I withdraw/redeem my investment in UTI Mid Cap Fund?

Exit load of 1% applies if redeemed within 1 year. You can redeem through Allvest platform by selecting redemption amount - full or partial withdrawal options are available with no lock-in period.