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UTI Value Fund - Investment Objective, Fund Managers & Should You Invest | Latest 2024

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Explore UTI Value Fund's investment strategy, fund manager expertise, AMC profile and key factors to consider before investing. Get complete fund analysis and FAQs.

Investment Objective and Approach

The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum. The fund follows a value investing philosophy, focusing on undervalued companies with strong fundamentals and growth potential.

The fund employs a bottom-up stock selection approach, identifying companies trading below their intrinsic value. The investment strategy emphasizes:

- Value-oriented stock selection: Selecting companies with attractive valuations relative to their earnings potential

- Diversified portfolio construction: The fund has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Consumer Cyclical, Tech, Basic Materials, Health, Communication, Industrial, Energy, Consumer Defensive, Utilities, Real Estate.

- Risk management: Maintaining sector diversification and position sizing to manage downside risk

The fund's top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Kotak Mahindra Bank Ltd as of March 2025.

Fund Managers

Amit Premchandani - Senior Vice President & Fund Manager - Equity

Vetri Subramaniam, Amit Premchandani is the Current Fund Manager of UTI Value Fund Direct Growth fund. Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment.

Key qualifications and experience:

- Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.

- With a rich and diverse experience of over 15 years, the fund manager has research and strategic expertise across different sectors like telecommunication and NBFCs.

- Managing sectoral -"UTI Banking and financial services Fund" since April 2014 , value oriented diversified strategy -"UTI Value opportunity fund" since 2018 and conservative hybrid strategy - "UTI regular saving fund" since 2022.

- In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.

His investment philosophy focuses on identifying undervalued stocks with strong fundamentals and sustainable competitive advantages.

About the Fund House (AMC)

UTI Asset Management Company is one of India's oldest and most trusted fund houses with a rich legacy spanning over six decades.

Company Heritage:

- UTI Mutual Fund was launched by the Government of India in 1963, and it is one of the oldest mutual fund companies in India. The Unit Trust of India (UTI), first mutual fund in India, was set up by an Act of Parliament in 1963.

- In 2003, the Unit Trust of India was bifurcated into two components- the SUUTI and the UTI Mutual Funds or UTIMF. The UTI Mutual Fund was registered with the SEBI on the First of February 2003.

Key Highlights:

- The 4 big partners- State Bank of India, the PNB or Punjab National Bank, Bank of Baroda, and the Life Insurance Corporation of India each holds 18.24% of the shares in the UTIMF.

- Its investors number nearly 11 million and there are over 250 plans currently operational with a total AuM of nearly Rs 238790 Crores.

- As of 2024, UTI AMC has an Assets Under Management (AUM) of Rs.15.56 lakh crores.

- In the Mutual Fund industry, it commands a market share of 5.04% on a QAAUM basis(FY25), it also has an overall Market Share of 27.4% in the National Pension System.

Distribution Network:

- UTI Mutual Fund has a nationwide reach through its distribution channels. It currently operates more than 190 branches across the country.

- There are over 50,000 AMFI and NSFM certified Independent Advisors on Finance who are spread all over the country who work on behalf of UTI Mutual Funds. There are over 200 full-time Financial Service Centres too.

Should I Invest in UTI Value Fund?

Fund Performance:

- UTI Value fund Fund Direct Growth has given a CAGR return of 14.62% since inception.

- Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.56%, 19.10% and 26.62% respectively.

- UTI Value fund Fund Direct Growth has ₹9455 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.

Key Investment Considerations:

Positives:

- Experienced fund management team with strong track record

- Well-diversified portfolio across sectors and market caps

- Strong focus on value investing philosophy

- Backed by one of India's most established fund houses

- Higher alpha: 3.66 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y

Risk Factors:

- The UTI Value Fund Direct Growth is rated Very High risk.

- Value investing approach may underperform during momentum-driven markets

- Concentration in certain sectors may lead to volatility

Suitability:

This fund is suitable for investors with:

- Long-term investment horizon (5+ years)

- High risk tolerance

- Belief in value investing philosophy

- Diversification needs in their equity portfolio

FAQs

What is today's NAV of UTI Value Fund?

The NAV of UTI Value Fund changes daily based on market movements. You can check the latest NAV on Allvest platform or the fund house website.

What is the AUM of UTI Value Fund?

The AUM of UTI Value Fund is ₹9752.28 Cr as of 11th June 2025.

What is the expense ratio of UTI Value Fund?

The expense ratio of UTI Value Fund Plan is 1.13 as of 11th June 2025.

What are the returns of UTI Value Fund since inception?

UTI Value fund Fund Direct Growth has given a CAGR return of 14.62% since inception. The fund was launched on January 1, 2013.

What is the minimum SIP amount to invest in UTI Value Fund?

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00.

How do I invest in UTI Value Fund?

You can invest in UTI Value Fund through Allvest platform online, which offers zero commission investing. Simply complete your KYC, select the fund, and start investing.

How to start a SIP in UTI Value Fund?

To start a SIP in UTI Value Fund through Allvest, log into your account, select the fund, choose SIP option, set your monthly amount (minimum ₹500), and set up auto-debit instructions.

How do I automate an SIP in UTI Value Fund?

After setting up your SIP on Allvest platform, enable auto-debit from your bank account. This ensures automatic monthly investments without manual intervention.

How can I withdraw/redeem my investment in UTI Value Fund?

You can redeem your UTI Value Fund units through Allvest platform by placing a redemption request. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. Funds typically get credited within 3-4 business days.