Investment Objective and Approach

The scheme seeks to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of Technology and Technology related companies. The primary objective of the Digital Bharat Fund is to achieve long-term capital appreciation by primarily investing in equity and equity-linked instruments in the technology sector.

Asset Allocation Strategy:

- 80-100% in equity and equity-related instruments of technology and technology-related companies

- 0-20% in equity and equity-related instruments of other sectors

- 0-20% in debt instruments and cash equivalents

- 0-10% in REITs and InvITs

The fund aims to leverage the swift advancements in digital technology that are revolutionizing multiple sectors in India. The scheme's performance will be measured against the BSE Teck TRI index.

Key Fund Details as of August 2025:

- Current NAV: ₹10.40 (as of 28 Aug 2025)

- Assets Under Management (AUM): ₹23,060 Crore

- Expense Ratio: 0.7%

- Returns since inception: 3.26% CAGR

- Minimum SIP Investment: ₹100

- Minimum Lumpsum Investment: ₹500

Fund Managers

The fund is managed by a team of experienced professionals:

Primary Fund Manager:

Ramesh Mantri serves as the Current Fund Manager of WhiteOak Capital Digital Bharat Fund. Mr. Mantri is an MBA, CFA and CA with extensive experience in the financial services sector. Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.

Assistant Fund Managers:

- Trupti Agarwal (Assistant Fund Manager, Equity)

- Dheeresh Pathak (Assistant Fund Manager, Equity)

- Piyush Baranwal (Debt) - Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).

About the Fund House (AMC)

WhiteOak Capital Asset Management Limited is part of White Oak Capital Group, a globally trusted asset management group founded by Mr. Prashant Khemka, an investment professional with an enviable track record spanning over two decades. Established in 2017 by Prashant Khemka, WhiteOak Capital is an advisory firm and investment company that operates in India, the UK, Mauritius, Singapore and Switzerland.

Global Presence:

The group has investment research teams based in India, Singapore, Spain and additional sales and distribution offices in Switzerland, UAE and the UK. The AMC has an on-ground presence in over 50 cities and a basket of Equity, Hybrid, and Debt funds to cater to various investor needs.

Leadership:

The India AMC team comprises seasoned professionals with rich experience in Financial Services, led by Mr. Aashish P. Somaiyaa, CEO, who brings 20+ years of experience in the asset management industry.

AMC Performance (as of 2024):

- Total Asset under Management (AUM): Rs. 9,118.2 Crore as of March 2024

- Total number of 13 investment schemes managed by 6 efficient fund managers

- Domestic AUM of Rs.23,753 Crore, Total AUM of Rs.78,556 Crore

Should I Invest in WhiteOak Capital Digital Bharat Fund?

Suitable for Investors Seeking:

Long-horizon capital growth by investing mostly in equity and equity-related instruments of the technology and technology-related companies. Investors aiming for long-term capital appreciation, particularly within the technology sector, might consider this fund as a potential investment opportunity. However, it's crucial to carefully evaluate your own risk tolerance and investment objectives before making any investment decisions.

Risk Profile:

The WhiteOak Capital Digital Bharat Fund Direct Growth is rated Very High risk. Do not invest in this, or any other technology sector fund, if you need to redeem your investment in less than seven years.

Investment Strategy Rationale:

According to CEO Aashish Somaiyaa, "Industry data shows strong appetite from investors for investing in growth-oriented themes in mutual funds but most of that is going into cyclical themes; themes that have already run up a lot in the last 2-3 years. The idea behind launching the Digital Bharat Fund is to provide investors with a counter-cyclical theme that could offer sustainable growth over time."

Key Considerations:

- This is a sectoral fund focused specifically on technology companies

- You must do so only through the SIP route for better risk management

- It possesses substantial risks, for instance, exposure in one sector and fluctuations in the market

- Suitable for investors with high risk tolerance and long-term investment horizon

FAQs

What is today's NAV of WhiteOak Capital Digital Bharat Fund?

The current NAV is ₹10.40 as of 28 Aug 2025. NAV is updated daily and represents the per-unit price of the fund.

What is the AUM of WhiteOak Capital Digital Bharat Fund?

The fund has an Asset Under Management (AUM) of ₹23,060 Crore as of 28 Aug 2025.

What is the expense ratio of WhiteOak Capital Digital Bharat Fund?

The expense ratio is 0.7%, which covers fund management and administrative costs.

What are the returns of WhiteOak Capital Digital Bharat Fund since inception?

The fund has delivered a CAGR return of 3.26% since inception. This scheme was made available to investors on 03 Jul 2018.

What is the minimum SIP amount to invest in WhiteOak Capital Digital Bharat Fund?

Minimum SIP Investment is set to ₹100. This makes it accessible for small investors to start their investment journey.

How do I invest in WhiteOak Capital Digital Bharat Fund?

You can invest through Allvest's platform by completing your KYC, selecting the fund, choosing SIP or lumpsum option, and setting up payment methods via bank mandate or UPI.

How to start a SIP in WhiteOak Capital Digital Bharat Fund?

Visit Allvest's website, search for the fund, select "SIP" option, choose your investment amount (minimum ₹100), and set up automatic payments through bank mandate or UPI autopay.

How do I automate an SIP in WhiteOak Capital Digital Bharat Fund?

Through Allvest, you can set up automated SIP payments using bank mandate or UPI autopay, which will automatically deduct the SIP amount on your chosen date each month.

How can I withdraw/redeem my investment in WhiteOak Capital Digital Bharat Fund?

You can redeem your units through Allvest's platform. Note that there's an exit load of 1% if redeemed within 1 month. Redemption proceeds are typically credited to your bank account within 3-4 business days.