Company Overview

Lakshmi Finance & Industrial Corporation Limited is an investment company incorporated in 1980, though its roots trace back to 1923. The Company was formerly known as "The Andhra Bank Ltd." and following the nationalization of Andhra Bank on 15.04.1980, the Company's name was changed to Lakshmi Finance & Industrial Corporation Limited. Since then, the company has been involved in various financial activities including leasing, hire purchase, bill discounting, and corporate finance.

The company is a Non-Deposit Accepting Non-Banking Finance Company (NBFC) registered as an Investment Company with the Reserve Bank of India and is engaged in the business of investment in Equity Shares, Mutual Funds, and Other Securities. It finances various sectors, such as active pharmaceutical ingredients (bulk drugs), engineering works, manufacturing units, trading units, realty, construction, information technology (IT)/software, infrastructure, and medical and health.

The company has established itself as a reliable source of financial guidance with extensive experience in the Indian finance market. With over 25 years of experience in the Indian finance market, Lakshmi Finance has been providing quality advice and financial solutions to its customers since 1993. The company takes pride in offering knowledgeable services backed by trust and maintains customer satisfaction as its utmost priority.

Stock Exchange Listing

The Company was listed on Hyderabad Stock Exchange until 2006. Later, as Hyderabad Stock Exchange was derecognised, the Company continued its listing on the Madras Stock Exchange. SEBI sought voluntary surrender of recognition of Madras Stock Exchange, and the company exited before the deadline of 30th May 2014. The Company made an application to the National Stock Exchange of India (NSE) for listing, and after complying with the Listing requirements of NSE, the Company's shares got listed on NSE effective from 15.04.2015.

Financial Performance

Latest Financial Results (FY25)

The company's recent financial performance has shown some challenges. For FY25, the company reported audited results with a net profit of Rs.358 Lakhs and recommended a final dividend of Rs.3 per equity share with a clean audit opinion issued. However, quarterly results show volatility, with Q4 FY25 showing a net loss of ₹-2.64 Crore and revenue of ₹1.69 Crore as of March 2025.

Key Financial Metrics

As of the latest available data:

- Market Cap: ₹63.1 Cr (as on 29 July, 2025)

- P/E Ratio: 17.6 (as on 29 July, 2025)

- PB Ratio: 1.1 (as on 29 July, 2025)

- Operating Revenue: Rs. 15.28 Cr (on a trailing 12-month basis)

- Debt Status: Company is almost debt-free.

- Return on Equity (ROE): 9.28% over the last 3 years.

Recent Performance Analysis

The company showed an annual revenue de-growth of -48%, which needs improvement. However, it maintains a pre-tax margin of 32%, considered great, while ROE of 6% is fair but requires enhancement. The company has been a consistent dividend payer since 1982 and issued Bonus shares in 1992, 1996, and 2009.

Stock Price Performance

The 52-week high price for Lakshmi Finance & Industrial Corporation Ltd stock is ₹372.00, while the 52-week low price is Rs 161.85. From a technical standpoint, the stock is trading close to its key moving averages, around -0% and 1% from the 50-day Moving Average (DMA) and 200-day Moving Average (DMA) respectively. It has recently broken out of a base in its weekly chart but failed to maintain momentum and is trading around -11% from its pivot point.

Corporate Structure and Management

The company is headquartered in Hyderabad, with its registered office at 1st Floor, "Suryodaya", 1-10-60/3, Begumpet, Hyderabad-500 016, Telangana. The management team includes several non-executive and independent directors. DEEPA GUSAIN serves as the Company Secretary & Compliance Officer.

Business Model and Investment Focus

The Company's main line of business includes investments in Equity Shares and Mutual Funds, helping individuals and businesses grow and reach their financial goals. Lakshmi Finance's diverse range of products enables it to provide customers with the flexibility to choose the most suitable investment plan, ensuring maximum benefits.

The company operates as an investment-focused NBFC, concentrating on building a diversified portfolio across various sectors of the Indian economy. Its investment strategy spans multiple industries, providing it with exposure to different economic cycles and growth opportunities. The company's long-standing presence in the financial services sector, combined with its regulatory compliance and systematic approach to investments, positions it as a specialized player in the investment company segment of India's financial services industry.