NBI Industrial Finance Company Ltd is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. The company was incorporated in 1936 and has its registered office at 21 Strand Road, Ground Floor, Kolkata, West Bengal. The company is categorized as a Non-Deposit taking NBFC (NBFC-ND) and operates as an investment-focused financial services company.
The company is engaged mainly in investment in shares, securities, and financial activities. The company has a long-term orientation in its investments and mainly invests in listed equities. The company has an investment policy wherein it invests in those securities which have easy liquidity, better yield, and potential for price appreciation in the medium to long run.
The operation of the company during the year was centered in dividend income, interest income, and share trading. This investment-focused approach distinguishes NBI Industrial Finance from traditional lending NBFCs, positioning it more as an investment management company with a focus on equity market opportunities.
The company has a market capitalization of ₹897 crore as of recent data. The company is almost debt-free, which provides financial stability and reduces leverage risks typically associated with financial services companies.
The company reported revenue of ₹13.9 crore and profit of ₹8.49 crore for FY25. Net profit declined 23.17% to ₹8.49 crore in the year ended March 2025 as against ₹11.05 crore during the previous year ended March 2024. Sales declined 18.44% to ₹13.93 crore in the year ended March 2025 as against ₹17.08 crore during the previous year ended March 2024.
Net profit rose 45.54% to ₹8.15 crore in the quarter ended March 2025 as against ₹5.60 crore during the previous quarter ended March 2024. Sales rose 64.32% to ₹13.31 crore in the quarter ended March 2025 as against ₹8.10 crore during the previous quarter ended March 2024.
- Market Cap: ₹897 crore
- Book Value: ₹11,195
- P/E Ratio: 106
- ROE: 0.30%
- ROCE: 0.38%
- Dividend Yield: 0.02%
- Face Value: ₹5.00
The stock has a 52-week high of ₹4,100 and a 52-week low of ₹1,710, indicating significant volatility typical of investment-focused companies whose performance depends on market conditions. The company's securities were admitted for trading at the NSE on November 21, 2016, with trading starting from December 7, 2016.
In the main management, Ashok Bhandari is chairman and Ashish Kedia is the company secretary. Promoter holding stands at 74.2%, indicating strong promoter commitment to the business. Promoters hold 74.69% of the company as of recent data.
On May 22, 2025, the company approved FY25 audited results and recommended a 10% dividend, with the AGM scheduled for August 22, 2025. The Board of Directors recommended a final dividend of ₹0.5 per equity share (10%), subject to shareholder approval.
The company has delivered a poor sales growth of -0.63% over the past five years. The company has a low return on equity of 0.29% over the last 3 years. These metrics suggest challenges in generating consistent returns, which is crucial for an investment-focused NBFC.
However, the company's debt-free status and focus on liquid equity investments provide certain advantages in terms of financial flexibility and risk management. The investment policy of focusing on securities with "easy liquidity, better yield, and potential for price appreciation" aligns with prudent investment principles, though execution and market timing remain key factors for success.
The company operates in a niche segment of the financial services industry, focusing on investment management rather than traditional lending, which may appeal to investors seeking exposure to equity market performance through a corporate vehicle.
